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Join clients who rely on me to keep them informed. No spam, just the information that matters when it matters.
Stay in the Loop
Join clients who rely on me to keep them informed. No spam, just the information that matters when it matters.
Helping BC families find their way home for over 13 years. Independent, personalized mortgage advice — no pressure, just clarity.
About Shanna
As an independent mortgage broker licensed in British Columbia, I've guided hundreds of clients through some of the biggest financial decisions of their lives — from first-time buyers navigating an overwhelming process, to seasoned homeowners refinancing for the next chapter. The mortgages I've funded over the past 13 years represent more than numbers; they represent families, fresh starts, and futures I am proud to have helped make possible.
"I don't want to work for you — I want to work with you."
Exceptional service is the foundation of my work ethic. My background in hospitality management taught me that relationships are the heart and soul of a successful business — and through earning a Commerce degree with a Finance major from UBC's Sauder School of Business, I gained the financial knowledge to back that instinct.
Whether you're exploring your first pre-approval or restructuring for the future, I bring clarity, patience, and the kind of mortgage expertise that only experience can provide.
What I Do
Whether you're buying your first home or your fifth, I work with you to find the right product, the right lender, and the right terms — independently, so your interests always come first.
Securing the home you've fallen in love with on the best terms available. I shop across lenders so you don't have to.
Know exactly what you can afford before you start looking. Rate holds up to 120 days so you can shop with confidence.
Restructure your existing mortgage to access equity, lower your rate, or consolidate debt — on your terms.
Don't just sign what your bank sends you. At renewal you have options — let me find you a better one.
Access the equity you've built with no monthly payments required. Available for homeowners age 55 and older.
Expert guidance from pre-approval to possession — every step explained, no question too small.
Being your own boss shouldn't mean being turned away by a bank. I specialize in helping self-employed Canadians — sole proprietors, incorporated owners, and contractors — navigate the mortgage process. Using stated income, NOAs, and business financials, I know exactly which lenders work with your income structure and how to present your application so it gets approved.
Self-employed mortgages have more options than most people realize. Let's talk through yours.
Book a Free Call →I built this course myself — drawing on 13 years of sitting across from first-time buyers and answering the same questions over and over. Most brokers keep this knowledge behind a paid consultation. I'm giving it to you for free, upfront, no strings attached. Six modules. Plain language. Everything you need to buy your first home in Canada with confidence.
No sign-up · No payment · All 6 modules included
These modules are for educational purposes only and do not constitute financial, mortgage, or legal advice. Content is created and owned by Shanna Davis. Rates, programs, and policies are subject to change. Always consult a licensed mortgage professional before making financial decisions.
Every document you'll need — organized by category so nothing gets missed.
Mortgage Calculator
Built for BC — uses Canadian semi-annual compounding and includes CMHC insurance, stress test rate, and Property Transfer Tax estimates.
✦ 30-year amortization available for eligible FTHB. Accelerated options pay your monthly equivalent over more periods, reducing total interest paid.
Book a Free Pre-Approval CallFor estimation purposes only. Uses Canadian semi-annual compounding per the Interest Act. Rates, CMHC premiums, and PTT thresholds subject to change — contact Shanna for a personalized assessment.
Working With Me
Simple, transparent, and fully guided — here's exactly what working with Shanna looks like from start to finish.
We start with a relaxed 20-minute conversation about your goals, timeline, and questions — no obligation, no pressure.
I review your income, credit, and down payment, then secure a rate hold and pre-approval letter so you can shop with confidence.
Using my network of 11+ lenders, I find the best rate and terms for your situation — work only has to be done once.
I coordinate with your realtor and lawyer through to closing day, so nothing falls through the cracks at the finish line.
Client Stories
It's the clients who keep coming back. The families who trusted me with their first home and called again when it was time for their second. Repeat business and loyal relationships built over the years mean more than any award on the wall.
"She goes above and beyond with her customer service."
When I decided to buy my first property, I spoke with my bank and other mortgage brokers, but I didn't feel confident — some made me feel the process would be very difficult. That's when a good friend recommended Shanna. In just a few minutes on the phone, she was friendly, patient, and genuinely excited to help me achieve my dream. Working with Shanna was a wonderful experience. She goes above and beyond with her customer service and follow-up. My process moved forward quickly and I'm very pleased — I would recommend her to anyone who needs a mortgage broker.
"I would absolutely recommend her, especially to first-time buyers."
Shanna assisted me with securing my first mortgage during a transition between self-employed consulting and a staff position. By working closely with the lender, she was able to give them confidence in my continued employment and future income — and obtained better rates than my lifelong bank could offer. The process was simple and stress-free. I didn't hesitate to return for my renewal, and once again it went extremely smoothly. With a competitive rate held at 90 days, Shanna continued working with lenders and secured an even better rate before the renewal date. I would absolutely recommend her to anyone, especially first-time buyers.
"She was incredibly organized and always one step ahead."
As first-time buyers with not-so-typical incomes, we were a little overwhelmed going into the mortgage application process, but Shanna directed everything flawlessly. She was incredibly organized and always one step ahead, ensuring we wouldn't run into any hiccups. In the end, she secured us a mortgage with great terms. We would not hesitate to recommend Shanna to anyone!
"She really listened to what we needed and went above and beyond."
It was a pleasure to work with Shanna for a recent mortgage refinancing. She really listened to what we needed and went above and beyond to find the right product — and the best rate — for us. We appreciated how efficient she was with communication, and how she made herself available at unconventional hours to work around our schedules. We have already recommended her to friends and will definitely use her again for all our mortgage needs.
"As soon as we contacted Shanna, we knew we were in good hands."
Starting to search for a mortgage for our first home at the beginning of a pandemic was overwhelming — but as soon as we contacted Shanna, we knew we were in good hands. She was amazingly patient with our many questions, guided us through every step, and took the time to explain all our options so we could make the best decision. Shanna's knowledge, expertise, and extra-special touches made the whole experience a positive one. We have a lovely new home and couldn't have done it without her.
"She found a rate even lower than my current provider."
Shanna is the best in the industry and will no doubt earn your business if given the chance. When exploring options for my last renewal, she could not have made the process any easier — she found a lender and interest rate even lower than my current provider. I will definitely be asking for her help again at my next renewal. I wouldn't trust anyone else.
"I highly recommend her — I have since referred several friends."
My friend recommended that I call Shanna to discuss my mortgage options. I'm so happy I did. She was very accessible, explained the process in a way that made sense to me, and ensured I got the financing to secure my new build condo. Shanna did an amazing job keeping everything on track. I highly recommend her — I have since referred several friends who've had the same experience.
"She's approachable, informative, quick, and reliable."
Shanna has been amazing to work with. She's approachable, informative, quick, and reliable. She provided valuable insight and helped us thoroughly understand and feel comfortable with all our options. We wouldn't hesitate to work with Shanna again.
"Don't miss the opportunity to have your homeownership dreams come true."
My husband and I chose to work with Shanna for the purchase of both of our homes. Because of her exceptional work ethic, intelligence, and passion, I knew she was the perfect person to secure the best options for our family and future plans. Don't miss the opportunity to have your homeownership dreams come true!
"She was always available to clarify our questions in as much detail as possible."
As first-time home buyers, we had no mortgage or financing experience. We were referred to Shanna by our realtor and it was a perfect match. She was always available to clarify our questions in as much detail as possible. We highly recommend Shanna.
Free Consultation
Choose a time that works for you — I'll answer your questions, review your situation, and tell you exactly where you stand. No obligation, ever.
Get In Touch
Whether you have one question or you're ready to get started, I'd love to hear from you. No pressure — just an honest conversation about what's possible.
Apply Now →Have a Question?
Not sure where to start? Send me a quick message and I'll get back to you within one business day. No obligation — just a straight answer.
Lenders I Work With
These are just some of the lenders I work with. As an independent broker, I have access to a wide network of banks, credit unions, and mortgage lenders to find the right fit for you.